Korva is a scroll of the internet’s best ideas.
Agents as customers
Agents need a product built for them, marketing aimed at them, and even search optimization for them. A team works on understanding that segment and the needs of the agent as a consumer.
Humans still matter
Humans stay in the picture. In banking, people still want to know where their life savings are deposited, so trust and branding still matter, and the marketing goes to humans as well as agents. Some products will be delegated more to agents and some less.
Being the agent
In Brazil, 65% of the country is a Nubank customer, which lets Nubank be the agent itself. Customers come to the app and ask its agent for support with financial products. It works as an open agent that also offers products from third-party banks and financial institutions.
How do websites get optimized for AI agents?
Agents read pages as text and structured data instead of looking at a layout. The schema.org vocabulary, launched in 2011 by Google, Microsoft, Yahoo, and Yandex, lets sites label products, prices, and reviews in a form machines can parse. In 2024, Jeremy Howard proposed a file called llms.txt that gives language models a plain-text summary of a site. Clear, consistent labels make a page easier for an agent to use.
How does an AI agent act on someone's behalf?
Agents work through tool use, where a model outputs a structured request that calls an outside service, such as a payment system or a calendar. Software then runs the request and returns the result to the model. Anthropic introduced the Model Context Protocol in November 2024 as an open standard for connecting models to such services. Banks can limit what an agent may do by controlling which actions the connection permits.
Why do people still care where savings are held?
The United States created the Federal Deposit Insurance Corporation in 1933 after thousands of banks failed during the Great Depression. Deposit insurance was meant to stop customers from rushing to withdraw their money at the first sign of trouble. Today, customers in many countries rely on insurance schemes tied to licensed institutions. Brand and reputation remain part of how people judge whether a bank is safe.
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