Each buy now, pay later lender can approve a loan without knowing what the borrower owes elsewhere, allowing debts to pile up.
Some borrowers carry a dozen buy now, pay later loans at once, creating withdrawals that are hard to track and can trigger overdraft fees.
90% of a child’s brain develops between ages zero and five, yet pediatrician visits average 22 minutes once yearly.
Cameras in children’s bedrooms through age 10 may reassure parents while making children feel persistently surveilled.
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